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Frequently Asked Questions

1) What is a payday loan?
A payday loan is an unsecured personal loan ranging from $100.00-$500.00 U.S. Dollars. The Loan is required to be paid in full including interests fee's with a maximum extension date of 60 days in most states.

2) What can a payday loan be used for?
You can use the payday loan for whatever purpose you like. Whether you want to pay off bills, emergency situations, or any other unexpected occurences.

3) What do I need to get a payday loan?
To get a payday loan you must be employed (3 months or more), have an active checking account, earn a monthly income of at least $900.00. You must also be a U.S. citizen and least 18 years of age to qualify for cash loans.

4) How long will it take for me to get approved?
Once you submit your application to us a representative will review your application. If the information is correct and "true" and you meet our minimum requirements listed above you will be approved for a cash advance.

5) How do I receive my payday loan?
Once your application is approved you will be notified by email and you will also be called to confirm your requested loan amount. Once U.S. Cash has contacted you we can issue you the cash advance loan via direct deposit.

6) What is the maximum amount I can borrow?
Typically the maximum payday loan amount you can borrow is up to $1000. Be aware that other payday lenders may offer you up to $1500.00 but this is against U.S. Law.

Faxless Payday Loans: U.S. Cash Advance has eliminated the paper trail. We offer the fastest payday loan service by offering faxless payday loan applications. There is nothing easier than getting fast cash from us cash advance.

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